No I do not you dipshit. Have you not read? It always registers as usage, my point is that over a SIGNIFICANT PERIOD your lender will report your utilisation on the same day it is paid off, sending the credit bureau the message that your utilisation is zero.
So when does that start exactly? I've got reporting clear back to the f**k 90's and it hasn't happened to me yet. You know jack shit, kid. My utilization as reported by the CB's varies exactly with my actual usage, regardless of when I pay so long as I'm paying on time.
So where exactly do you get the idea that you have to pay interest. Because I sure as shit didn't. And if you got conned into it somehow, that sucks for you, but all of us adults living here in reality know waaay better.
You said you have to pay interest to benefit from revolving credit. You've been quoted saying it. We all know from common knowledge and long personal experience that its not true. Now stop pussing out and own
Various lenders, chase in particular, will vary their reporting dates to ensure that you have 0 utilisation if you are paying off every month.
I've had 2 accounts open with chase for a very long time. When is this going to start happening, Saz? When will the magical CB conspiracy finally strike me?
Jesus Christ you are so dumb you can't even understand the point here, which is about two levels past the basic utilisation shit you are talking about. Go back to credit cards.com you moron, this is exactly why you didn't respond to the rest of my post because you are 100% out of your depth.
Of course you didn't bother, you are wrong and so you just keep repeating the same shit about utilisation as if you are the only one that can read credit karma.
My position has been perfectly clear, you will never have an 800+ credit score without paying interest. No one gives a shit about your internet tips on how to get to 750, the point is regardless of what you do you will never have excellent 800+ credit unless you have paid interest somewhere to someone. Get out of this thread you are an amateur and giving bad advice.
Blah blah ignorant childish child bitching and crying, feeling so damned insecure at this latest internet thrashing...blah blah....inadequacy complex, cry moar, etc etc....or insert whatever internet trash talk is suitable these days.